Investment Advice UK

The provision of personal recommendations to a Client upon their request or at the initiative of the firm in respect of one or more transactions relating to Investments (Article 4(4) of MiFID II Delegated Regulation).Source:theinvestorscentre.co.uk

For people with complex requirements, it can be difficult to make the right decisions on their own. Using an adviser who has been fully qualified to offer financial advice is important to ensure they meet the highest standards of service and you are protected in case things go wrong. You can check an adviser’s credentials and Statement of Professional Standing on the FCA register.

Navigating the UK Investment Market: Tips for First-Time Investors

Investing involves initial and ongoing costs, but when done well these should be far outweighed by the potential returns. Advisers can help you understand these costs and work to minimise them where possible.

An independent financial adviser can provide advice on the whole range of products and providers available and are able to assess your situation and goals and recommend a suitable solution. They will be able to explain the fees and charges involved in full. Some advisers will charge a flat fee for the initial meeting, others may charge an ongoing fee that is paid from your investments (as with our charges). If you are looking to transfer a defined benefit pension, this will be subject to additional charges that your adviser will discuss with you before making any recommendations.

American citizens who live overseas can find their choices of banking and investment services are limited. This is due to FATCA compliance, which requires banks and advisers to report information about US persons to the IRS.